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Privacy Policy
In compliance with the Gramm-Leach-Bliley Act ("GLB"), Public Law 106-102
(1999), this notice contains the privacy policy for Tim Pine, Commercial
Insurance Broker for Arroyo Insurance Service Inc. The GLB Act was enacted to
provide greater protection for an individual's private information. This notice
is meant to provide you with information regarding how we use your personal
information and what your rights are with regard to your non-public personal
information. In order to provide you with the benefits available on our website,
we collect certain non-public information. In fact, the more we understand about
you and your needs, the better we can suggest the right financial products or
services for you. However, we are committed to maintaining the privacy of this
information in accordance with the law. All employees and affiliates of our
company with access to personal information about our clients are required to
follow this policy. Our privacy policy applies to all personally identifiable
non-public information about you that is obtained in connection with providing
you our financial products or services. Our privacy policy will continue to
cover information we collect about you during the course of our relationship, as
well as after it has ended.
The Kind of Information We Collect
When you complete your insurance application form, claim form, or other forms, we typically
receive from you the following kinds of information: name address date and
location of birth marital status sex social security number medical information
During the course of our business relationship, we may obtain information about:
your payment history your tax obligations your investment preferences If you
correspond with us or transact business through our computer websites, your
browser may provide information to us as you interact with us via the internet.
When May We Disclose Your Personal Information
It is our responsibility to meet
your expectations for privacy while still providing you with the financial
products or services. In order to provide our services to you, your information
may be shared with other service providers.
To complete applications and forms,
we may need to provide your non-public information to affiliated and
nonaffiliated persons or entities involved in the underwriting, processing,
servicing, and marketing of financial products and services. Our privacy policy
does not permit us to provide any nonaffiliated third party with your non-public
information unless we have an agreement with the third party that they will
protect the confidentiality of your non-public information. There are times when
we are required by law to provide your non-public information to authorized
persons or entities. Such occasions include: complying with a subpoena or
summons by federal, state or local authorities responding to judicial process
responding to regulatory authorities other purposes as required by law We will
not disclose any of your non-public personal information to anyone except as
permitted or required by law.
Maintaining Security of Your Private Information
We will work to ensure that your non-public personal information remains
confidential and secure. To do so, we have established the following procedures
to protect against unauthorized access to your personal information:
The only
persons with access to your non-public personal information are those persons
who need to know about the information to underwrite, process, service, or
market insurance products and services We will keep your information physically
and electronically secure If it comes to our attention that a piece of personal
information that we possess may be inaccurate or false we will make a reasonable
effort to re-verify its accuracy and correct any error as appropriate
Former
Clients
Your non-public personal information is maintained by us on a
confidential and secure basis. If we disclose any of your information, it will
be for the reasons and under the conditions described in this notice. We do not
disclose any non-public personal information about our former clients to anyone
except as permitted or required by law.
Further Information
If you have any
questions about our privacy policy, please write to:
Tim Pine - Commercial
Insurance Broker 32158 Camino Capistrano, Suite 204 | SJC, CA 92675 Phone
949-340-9662 Fax 949-340-9663
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We help our clients reduce expenses while maintaining or improving
their over all insurance coverage.
- Average Reduction in Premium 10-20%
- We work for you
- Reduce time managing insurance programs
- Identify Coverage gaps
- Risk analysis
Contact us
Commercial Insurance Broker for:
Why work with Arroyo Insurance Services:
- Arroyo has been in operation since 1986
- Choice - Over 35 A Rated Carriers
- Dedicated account manager
- 4 Hour turn around on certificates
- Loss prevention program
- Workers Comp Claims Management
- Personalized Risk Assessment
- 98% Client Retention rate
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