Publicly Held Company Director's and Officer's

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Publicly Held Company Director's and Officer's

D&O coverage features

A typical D&O policy might include the following coverage for private companies:

Securities liability coverage for IPOs and private placements

EPLI, including the following types of claims:

Wrongful termination

Harassment

Retaliation

Discrimination

Wrongful discipline

Publicly held companies, and the boards consider directors and officers insurance coverage a compulsory insurance coverage. In the wake of recent lawsuits that have named board members directly and also placed claims against their personal assets, very few publicly traded companies operate without a directors and officers policy in place. The insurance industry for D&O policies has hardened over the past 18 months as more companies with challenged financials and greater exposure have sought to renew their policies.

Directors and officers coverage is unique in that the policy language is not standardized and policy vary widely by carrier. You should feel comfortable that your broker is in full control of the areas of the contract that can be negotiated such as the "Hammer clause", the choice of defense and the defense inside the limits coverage. Many brokers when presented the opportunity to provide D&O for a client see the premium before understanding the coverage and that as commercial insurance brokers we can negotiate coverage terms for our client. Let us know if we can help your company find directors and officers coverage that fit your organization.

Other D&O Policies: Privately Held Company Directors and Officer, Non-profit Directors and Officer

Insurance Companies writing Directors and Officers Coverage

We help our clients reduce expenses while maintaining or improving their over all insurance coverage.

- Average Reduction in Premium 10-20%

- We work for you

- Reduce time managing insurance programs

- Identify Coverage gaps

- Risk analysis

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Why work with Timothy R. Pine Insurance Services:

- 3 Generations of Insurance Experience
- Choice -Admitted A Rated Carriers
- Dedicated account manager
- 4 Hour turn around on certificates
- Loss prevention program
- Workers Comp Claims Management
- Personalized Risk Assessment
- 98% Client Retention rate

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