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California Commercial Insurance Broker


California's commercial insurance broker Tim Pine, commercial lines broker for Arroyo Insurance Services, provides commercial insurance solutions for companies from California to New York including International organizations.  Your service include assesing risks and comparing A rated insurance companies obtaining the best value and coverage available for our clients. Holding commercial insurance licenses in California and 46 other states with 11 offices in California, we can obtain coverage for any risk including the most complicated international exposures. Your commercial insurance broker acts on your behalf to help make insurance coverage choices to protect your company and your assets, let our professional team help your organization.  Click here to speak with an Insurance Professional. - Click Here

Chosen as your commercial insurance broker, we represent your company, and our job is to work in your best interest to obtain the best possible rates and the most comprehensive coverage. In a competitive market like California, business insurance brokers have access to many of the same carriers but this can be deceiving as some get better rates, discounts, and consideration than others. This is due in part to the volume of business the brokerage generates, their relationship with that specific insurance company and their ability to communicate properly with underwriters.


We ask you one question, is your business getting the service, discounts, credits and competitive pricing you should?


Being a third generation insurance professional has given commercial insurance broker, Tim Pine, great insight into not only the insurance industry, underwriting processes and challenges facing insured's but also how California businesses shop for commercial insurance policies. We believe the best approach to purchasing business insurance starts with listening to our clients and understanding their business, challenges that they face and how they have purchased business insurance in the past. By understanding our clients needs, business model and where they may have experienced service issues or problems in the past we are able to provide a complete business insurance solution which sets Tim and the Arroyo Insurance Team's approach apart from other commercial brokerages.


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Commercial Insurance Lines:

General Liability, Errors & Omissions, Directors & Officers, Worker's Compensation, Business Owner's Policy (BOP), Products Liability, Employee Benefits, Fiduciary Liability, Employment Practices Liability, Ocean and Marine Cargo, Umbrella Coverage, and more...

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Arroyo Insurance Services -
As one of Southern California's premier regional business insurance brokerages, Arroyo Insurance Services has been providing commercial insurance solutions for over 20 years and ranks as one of the top 15 independent insurance brokerages in Southern California as reported by the Los Angeles Business Journal. Twelve offices in Orange County, Los Angeles County and the Inland Empire and over 100 employees through out Southern California we are dedicated to supporting our clients, thoroughly understanding your business, potential hazards that your business is exposed to and constructing commercial insurance programs that protect your business and your assets.

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Highlights:

 - Represent 30+ A Rated California Admitted Insurance Companies
 - $120 Million in written Commercial Insurance Premium
 - 1000's of Commercial Clients Throughout California and the Country
 - 100+ Employees to service our Clients

Areas Serviced include Orange County , Los Angeles County, Inland Empire, San Diego County
 
Just a few of the carriers we represent:

AIG, Allied, Arrowhead MGA, Chubb, Capital Insurance Group, CNA, CompWest, Deep South, Employers, Fireman's Fund, First Comp, Golden Eagle, Great American, The Hartford, IBA West MGA, ICW, International Facilities, Majestic, Markel Insurance, Mercury, Nationwide, Philadelphia, Safeco, California State fund, Swett & Crawford Excess & Surplus Lines, Travelers, Trinity Insurance, Trinity Underwriters, Victoria, Vulcan, Wausau, Word & Brown, Zenith



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We help our clients reduce expenses while maintaining or improving their over all insurance coverage.

- Average Reduction in Premium 10-20%

- We work for you

- Reduce time managing insurance programs

- Identify Coverage gaps

- Risk analysis

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Why work with Arroyo Insurance Services:

- Arroyo has been in operation since 1986
- Choice - Over 35 A Rated Carriers
- Dedicated account manager
- 4 Hour turn around on certificates
- Loss prevention program
- Workers Comp Claims Management
- Personalized Risk Assessment
- 98% Client Retention rate



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