California Commercial Insurance Broker


California's commercial insurance broker network provides commercial insurance solutions for companies headquartered in California.  Handling all lines of business insurance from professional liability insurance, employment practices liability insurance to workers compensation to personal lines insurance, such as California Auto and Home Owners Insurance.  Some of our services include assessing risks and comparing insurance coverages through a unique process of risk management helping our clients obtain the best value and coverage options available. Holding commercial insurance license in California we work with local businesses based in CA to obtain competitive insurance coverage. Your commercial insurance broker acts on your behalf to help make insurance coverage choices to protect your company and your assets, let my professional team help your organization. 


Click here to speak with an Insurance Professional or to get a online business insurance quote.

Chosen as your commercial insurance broker, we represent your company, and our job is to work in your best interest to obtain the best possible rates and the most comprehensive coverage. In a competitive market like California, business insurance brokers have access to many of the same carriers but this can be deceiving as some get better rates, discounts, and consideration than others. This is due in part to the volume of business the brokerage generates, their relationship with that specific insurance company and their ability to communicate properly with underwriters and known specialties like professional liability insurance.

Generations of commercial insurance professionals has given commercial insurance broker network founders insight into not only the insurance industry, underwriting processes and challenges facing insured's but also how California business owners shop for commercial insurance policies. We believe the best approach to purchasing business insurance starts with listening to our clients and understanding their business, challenges that they face and how they have purchased business insurance in the past. By understanding our clients needs, business model and where they may have experienced service issues or problems in the past we are able to provide a complete business insurance solution which sets our brokers approach apart from other commercial insurance agencies.

Questions to ask of your Business Insurance program and broker:

• Does your commercial insurance broker provide the valued-added services necessary to lower your total cost of risk?
• Is your broker helping your company proactively manage and reduce potential risks, and cut down on the incidence of accidents and the submission of claims?
• Does your insurance broker stay actively informed about your business in order to keep your commercial insurance coverage up-to-date?
If not, you need to ask yourself if your current broker is adequately protecting your interests.



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Commercial Insurance Lines:

General Liability, Professional Liability Insurance, Directors & Officers Insurance, California Worker's Compensation, Business Owner's Policy (BOP), Products Liability insurance, Employee Benefits, Fiduciary Liability, Employment Practices Liability, California Group Health Insurance, Ocean and Marine Cargo, Umbrella Coverage, and more...

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Areas Serviced in California include Orange, Los Angeles, Inland Empire, San Diego County, and Northern California Including San Francisco, and the Bay Area.

Commercial Lines Insurance Appointments with:

AIG, Allied, Arrowhead MGA, Chubb, Capital Insurance Group, CNA, CompWest, Deep South, Employers, Fireman's Fund, First Comp, Golden Eagle, Great American, The Hartford, IBA West MGA, ICW, International Facilities, Majestic, Markel Insurance, Mercury, Nationwide, Philadelphia, Safeco, California State fund, Swett & Crawford Excess & Surplus Lines, Travelers, Trinity Insurance, Trinity Underwriters, Victoria, Vulcan, Wausau, Word & Brown, Zenith

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We help our clients reduce expenses while maintaining or improving their over all insurance coverage.

- Average Reduction in Premium 10-20%

- We work for you

- Reduce time managing insurance programs

- Identify Coverage gaps

- Risk analysis

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Why work with Timothy R. Pine Insurance Services:

- 3 Generations of Insurance Experience
- Choice -Admitted  A Rated Carriers
- Dedicated account manager
- 4 Hour turn around on certificates
- Loss prevention program
- Workers Comp Claims Management
- Personalized Risk Assessment
- 98% Client Retention rate



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